BUSINESS RISK OFFICER

This position is primarily responsible for assisting the Section Head and Department Head in managing credit risk through identification of risk factors; formulation and review of credit policies; procedures and manuals for Corporate, and other lending segments of the Bank in accordance with regulatory; internal and international best practices; and through the monitoring of regulatory limits and internal management controls and triggers.

Responsibilities

3.1 Risk Policies Preparation and Review – ensure the proper and appropriate issuance of the Bank’s credit risk management and operating manuals through the following:

• Prepare (author) and coordinate policies/manuals for implementation
• Review and facilitate completion of credit manuals of the business lending units that meet requirements under existing Bank’s policy
• Check/coordinate manuals for publication and archiving
• Prepare/issue advisories/bulletins

3.2 Database Management and Regular Policy Review – ensure that manuals conform with the regular policy review and manage availability of the manuals in the database, as applicable.

• Coordinate the need to regularly update the manuals in the database;
• Identify policy updates and provide own inputs in the database
• Risk Assessments Review – Lending Programs , New Product and Process Change – review risk assessments for products, process changes, and/or exception handling cases, and review of modifications/deviations from the Bank’s standard credit documents template .
• Risk Advisory / Support – provide support to clients whether internal or external to RMO and handle queries / consultations
• Compliance Management, Learning and Development, Training
• Enhance personal development through soft skills and trainings offered inside and outside the Bank;
• Complete the mandatory training days;
• Promptly act on HR and RMO-specific requirement (e.g., conflict of interest, submission of BSP biodata , etc.)
• Qualifications:
• Customer Focus, Strategic Alignment, Results-oriented, Change Advocate, Self-leader, Team contributor, Policy and Regulatory Acumen, Analytical Thinking, Effective Communication
• Bachelor’s degree in business management or related courses with background on Management
• Background in Banking and/or Support Services