Field Loan Officer

Key Responsibilities:

1. Loan Sales & Client Acquisition

• Actively market and promote  business loan products starting at ₱300,000 .
• Target  Small and Medium-Sized Enterprises (SMEs) .
• Conduct field visits to assess client business operations, cash flow, and loan eligibility.
• Clearly explain loan terms, requirements, interest rates, and repayment schedules.
• Close loan deals and assist clients in completing and submitting required documentation.
• Build and maintain strong, long-term relationships with clients.

2. Credit Investigation (CI)

• Perform thorough credit investigations through field verification.
• Validate client identity, residence, business operations, and character.
• Gather accurate information and prepare complete CI reports.
• Submit findings and recommendations for loan approval.

3. Collection & Account Monitoring

• Monitor loan accounts and ensure timely payments.
• Conduct field follow-ups and collections for overdue accounts.
• Serve, explain, and document  notices to clients with delayed or unpaid accounts.
• Coordinate delinquent cases with management and recommend actions.

Qualifications:

• At least High School Graduate or College Level (Bachelor’s degree is an advantage).
• Experience in  lending, microfinance, sales, CI, or collections is an advantage.
• Strong fieldwork capability and willingness to travel daily.
• Good communication, negotiation, and closing skills.
• Able to assess business viability and client payment capacity.
• Honest, reliable, and results-oriented.
• Willing to be assigned in any area as required by company operations.
• Must have a motorcycle and a valid driver’s license.



Available Areas:

• NCR
• Tarlac
• Nueva Ecija