Credit Review Associate
Full-time
Cepat Kredit Financing Inc.
- Review and assess credit applications, financial statements, and supporting documents for completeness and accuracy.
- Analyze applicants’ creditworthiness based on financial history, income, collateral, and risk factors.
- Ensure compliance with company credit policies, regulatory requirements, and lending procedures.
- Identify potential risks and provide recommendations for approval, revision, or decline of credit applications.
- Coordinate with sales, loans processing, and other departments to resolve discrepancies or obtain additional information.
- Prepare and maintain accurate credit review reports and records.
- Monitor approved accounts for early signs of delinquency or non-compliance with terms.
- Assist in the development and enhancement of credit review procedures and risk assessment tools.
- Support internal and external audits by providing required credit documentation and reports.
- Perform other related tasks as assigned.
Key Requirements:
- Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
- At least 1–2 years of experience in credit analysis, credit review, or related roles (preferably in banking or financing institutions).
- Strong analytical and problem-solving skills with keen attention to detail.
- Knowledge of credit policies, risk management, and regulatory compliance standards.
- Proficiency in MS Office applications (Excel, Word, PowerPoint).
- Strong written and verbal communication skills.
- Ability to manage multiple applications and meet turnaround times efficiently.
- High level of integrity and confidentiality in handling financial information.
Vacancy posted 21 days ago
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