Loan Origination Specialist IV

Job Description

Join us as a Loan Origination Specialist IV and make a significant impact on our lending services. You'll have the opportunity to grow your career while leveraging your expertise in loan origination to solve complex problems and mentor junior team members. Be part of a team that values collaboration, critical thinking, and personal resiliency, and enjoy the benefits of working with a leading financial institution.

As a Loan Origination Specialist IV within JPMorganChase, you will play a crucial role in the loan origination process, ensuring smooth documentation and transaction closing. Your work will directly impact our clients and the efficiency of our lending services. You'll collaborate with stakeholders to meet credit and asset conditions, contributing to the firm's success and enhancing your professional growth. 

Job responsibilities:

• Facilitate documentation and transaction closing for Equipment Finance originations by preparing, validating, and distributing accurate documentation packages in accordance with policy and approval terms.
• Prepare and submit documentation packages to Quality Control for review, approval, and clearance to close/fund.
• Partner with internal stakeholders (e.g., Sales, Credit, Credit Coordination, Legal, Quality Control) to manage expectations, ensure compliance, and resolve exceptions/escalations.
• Review UCC searches and lien results; identify potential conflicting liens and coordinate required actions/documentation to ensure the firm’s security interest is properly perfected.
• Draft, file, continue, and/or amend UCC filings in iLien (as applicable) and ensure filings align to the collateral and obligor structure.
• Review executed documentation for completeness and accuracy (e.g., signature/authority, entity names, collateral descriptions, exhibits/schedules) and confirm all closing conditions are satisfied.
• Prepare for funding by validating funding instructions, building/reviewing wire cases, and coordinating funding readiness items (e.g., insurance requirements, vendor invoices, payoff statements) as applicable.
• Support continuous improvement efforts by identifying process gaps, recommending controls/automation opportunities, and participating in projects to improve cycle time and quality.

 

Required qualifications, capabilities, and skills:

• Demonstrated knowledge of loan origination/processing closing workflows (documentation, collateral, perfection) and ability to apply policy and compliance standards.
• Experience reviewing and/or preparing client documentation (e.g., promissory notes, leases/lease schedules if applicable, guaranties, master agreements, invoices, insurance documentation).
• Working knowledge of UCC search review and lien/perfection concepts; strong attention to detail with names, entities, and collateral descriptions.
• Strong critical thinking and problem-solving skills, including ability to identify issues, assess risk/impact, and drive resolution across partners.
• Strong written and verbal communication skills; able to manage conflicts, facilitate discussions, and influence timely outcomes.
• Proven ability to manage high volume pipelines and competing priorities while maintaining quality and deadlines.
• Experience mentoring and/or providing day-to-day guidance to junior team members.
• Strong Equipment Finance product knowledge (e.g., loans vs. leases, vendor/payee funding flows, collateral/perfection nuances) to support efficient, accurate closings.
• Experience supporting change initiatives, process improvements, and/or automation within a documentation/closing environment.
• Familiarity with strategic planning and capacity management in a closing function (e.g., pipeline management, peak volume coverage).

 

Preferred qualifications, capabilities, and skills:

• Experience mentoring and/or providing day-to-day guidance to junior team members.
• Strong Equipment Finance product knowledge (e.g., loans vs. leases, vendor/payee funding flows, collateral/perfection nuances) to support efficient, accurate closings.
• Experience supporting change initiatives, process improvements, and/or automation within a documentation/closing environment.
• Familiarity with strategic planning and capacity management in a closing function (e.g., pipeline management, peak volume coverage). 
• Bachelor’s degree (or higher) preferred; equivalent experience will be considered.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our  FAQs for more information about requesting an accommodation.

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.