Merchant Cash Advance - Underwriter
Full-time
Alliance Global Solutions BPO Int'l Corp.
About the Role:
We are seeking an analytical and detail-oriented U.S. Merchant Cash Advance Underwriter to support our American lending operations. This role requires strong financial analysis skills and the ability to assess small business risk using American bank statements, credit reports, and revenue patterns. Applicants should have a solid background in finance, accounting, or lending and be capable of making funding recommendations based on data and underwriting criteria. This position supports our U.S.-based lending operations and plays a key role in the funding decision process for small and medium-sized businesses across multiple industries.
Responsibilities:
- Analyze American bank statements, credit reports, and business cash flow to evaluate repayment capacity and overall business health.
- Assess risk factors such as revenue consistency, negative balances, overdrafts, deposits, and industry type.
- Interpret financial trends and prepare summary reports with funding recommendations.
- Review and verify accuracy of application data and supporting documents.
- Communicate with the underwriting team and management regarding deal risk, inconsistencies, or red flags.
- Ensure compliance with internal underwriting policies and guidelines.
- Maintain a high level of accuracy, confidentiality, and attention to detail.
Qualifications:
- Bachelor’s degree in Finance, Accounting, Business, Economics, or a related field.
- Strong understanding of bank statement analysis and key business performance indicators.
- Experience reviewing credit reports (Experian, Equifax, TransUnion) is a strong plus.
- Intermediate to advanced Excel or Google Sheets skills for financial modeling and ratio analysis.
- Excellent written and verbal English communication skills.
- Strong analytical judgment and ability to work independently under deadlines.
- Experience in Merchant Cash Advance (MCA) underwriting or U.S. lending is a major advantage.
Bonus If You Have:
- Experience underwriting Merchant Cash Advance (MCA) or similar U.S. financial products
- Knowledge of tools like Decision Logic, MCA Track, or similar platforms
- Experience working with U.S.-based lenders or funding companies
Vacancy posted 1 day ago
Similar jobs that could be interesting for youBased on the Merchant Cash Advance - Underwriter in Quezon City vacancy
- ...Business Administration, Insurance, Marketing, or any related field Prior experience in insurance policy issuance, renewals, or underwriting is an advantage (fresh graduates are welcome to apply) Basic understanding of insurance products, coverages, and policy...
- ...For Underwriting Analyst (Life) Inputs details of particular cooperative in the Underwriting Database System; Conducts an end-to-end processing of Underwriting applications; Monitors requested additional/lacking requirements for specific insured of the cooperative...
- ...The Finance Operations Accountant is responsible for managing cash collections, verifying transactions, maintaining accurate financial records, and ensuring compliance with accounting policies and internal controls. Additionally, the role supports budgeting, financial...
- ...The Cash and Inventory Custodian is responsible for collection of payments from the patients and inventory control and maintaining availability of products. The ideal candidate is dependable and reliable with excellent customer service skills, top-notch accuracy, and...
- ...give our people the resources and opportunities to make significant contributions to the world. Position Summary : The Cash Allocations Representative will play a key role within the Order-to-Cash (OtC) department, in applying the day to day recording of cash...Remote job
- ...Job Summary: The cash management staff is responsible for the preparation and processing of payments (cash or checks) for suppliers, clients, and employees of the company. Scope and Responsibilities: · Processing of payment from end to end (Processing to Receiving...
- ...payments for current and past due invoices. • Input invoices into portals as required. • Timely and accurate application of incoming cash receipts from customers • Work cross-functionally with FP&A, Commercial and Customer Services teams to resolve any outstanding...Remote job
775000 $ per day
...graduate and undergraduate with strong relevant work experience with at least 5 years strong related work experience on Order to Cash / Accounts Receivables (i.e. Sale/Order Management, Billing, Cash Applications, Deduction Management and Credit & Collections -B2B)...- JOB DESCRIPTION Work Schedule Standard (Mon-Fri) Environmental Conditions Office Job Description This is an exciting opportunity to work in the expanding Global Business Services Organisation , in a company considered a global leader in its field...Remote job
775000 $ per day
...APPLICANTS WHO ALREADY HAVE THE RIGHT TO LIVE AND WORK IN THIS COUNTRY ARE ELIGIBLE TO APPLY FOR THIS ROLE--- POSITION TITLE: Order to Cash Ops Sr Analyst WORK SETUP: Return to Office OVERALL PURPOSE: RESPONSIBILITIES: • Manages and execute Order to processes • Support to...- ...Description Job Description Business Job Title: Order-to-Cash Analytics Manager Career Band: 07 Career Track: Management... ..., cash application, etc.) Experience with BI tools, SQL, and advanced Excel Experience with ERP systems (e.g., SAP, Oracle)...Remote job
- ...Standard (Mon-Fri) Environmental Conditions Office Job Description Job Description Business Job Title: Order-to-Cash GPO Lead Career Band: 06 Number of Direct Reports: 0 When you are part of Thermo Fisher Scientific, you’ll do challenging...Remote job
- ...Life Insurance Free Onsite Medical Care Monthly performance incentives and allowances Sick Leave & Vacation Leave (Convertible to cash) Government-Mandated Benefits 13 month pay HMO Paid training Company events Other benefits will be discussed directly by the...
J-K Network Services
Quezon City21 days ago - ...improve credit decisioning and portfolio performance for our Merchant Cash Advance product. Credit Risk Modelling Develop, implement,... ...assessment. Leverage advanced analytics to streamline underwriting and risk monitoring processes. Continuously explore new...
- ...also assist drivers, delivery partners, or merchants with more complex concerns that cannot be... ...– Uber T2 , you will deliver advanced customer support by resolving escalated concerns... ...Trip cancellations Promo code and Uber Cash concerns Uber One membership inquiries...
- ...statement relied on the schedule of parent company. 2) Budgeting, cash flow and costing control Verify the budget planning and... ...Education: Bachelor degree in Accounting or Finance. Master degree or advanced courses in international finance would be advantageous....
- ...URGENT HIRING! ACCOUNTANT COMPANY NAME A.O.P ADVANCE CLEAN - TECH INC. JOB DESCRIPTION We are looking for an experienced... ...Prepare supporting documents for tax filing and audits • Monitor cash flow and identify discrepancies or irregularities •...
- ...description: 1. Gather all entries in preparation for Trial Balance: - Cash Disbursement Book - Cash Receipts - Purchase Book - Sales... ...Bank Interest Income Importation PDC Service Reports Advances 3. Recording and update transaction to the General Ledger...
- ...documents for tracking purposes. Assist in processing permits, licenses, and other legal or administrative requirements. Handle cash advances responsibly and submit liquidation reports with complete receipts. Perform basic office support tasks when not assigned to...
- ...loan portfolio reports for management, including trend and variance analysis. Administer and monitor employee and operational cash advances to ensure proper use, timely liquidation, and compliance with company policies. Prepare and review monthly bank...
- ...Are you looking for a job that offers career advancement? Be PART of one of the FASTEST-growing automotive brands here in the Philippines... ...summary of unposted deposits, for vouch and for edit in Excel (wrong cash account, wrong check nos., wrong amount) and forward/email to...
- ...Track consultant payments and ensure proper documentation. Reimbursements and Advances Process employee and consultant reimbursements for business-related expenses. Manage cash advances and ensure timely liquidation. Loans and Allowances Administer employee...
- ...month and year-end process accounts payable/receivable cash receipts general ledger payroll and utilities treasury,... ...skills Proven working experience as an Accounting Manager. Advanced computer skills in MS Office, accounting software, and database...
- ...Reconciliation: Ensure all balance sheet accounts, including bank and cash accounts, are regularly reconciled and discrepancies are... ...PFRS) , local tax laws, and government regulations (BIR, SEC). Advanced proficiency in financial analysis, budgeting, and forecasting....
- ...resolution of concerns. ~ Accurately and timely checks the vouchers of Purchase records. ~ Thoroughly checks the un-liquidated cash advances and cash advances liquidations. ~ Timely reconciles all advances account every month. ~ Timely prepares the Monthly advances...
- ...Essential Duties And Responsibilities Reviews billings (rentals and utilities) and requests for payments, reimbursements and cash advance to ensure that all the information appearing on them is accurate, complete and valid. Verifies that the Requestor of cash advance...
- ...Payment Request Form for accounting department to process payment to suppliers, reimbursements and advances. · Assist in the liquidation of advances made to ensure that all cash advances are liquidated on time. · Monitor the BIR 2307 forms submitted by the clients. ·...
- ...Competitive commissions Performance-based incentives Cash bonuses and recognition programs Local and international travel... ...flexibility Leadership development opportunities Career advancement pathway Supportive and collaborative team environment Why...
- ...● Preparation of vouchers and check payments. ● Facilitate Cash disbursement for various transactions. ● Encodes general accounting... .... ● Monitor schedules such as but not limited to cash advances, accounts payable, cash withdrawal and closure requests, etc....
- ...Request for Release & Gross Profit Analysis Prepares Sales Invoice for Units & Parts Sales Prepares Invoice for Employee Cash Advances Reviews and monitors Aging Receivables on a regular basis Follows up status of proceeds and DI to Sales & Admin Department...
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Merchant Cash Advance - Underwriter. Be the first to apply!
