Junior Parabroker

Turn End-to-End Mortgage Expertise Into a Global Parabroking Career

You already know how to process a mortgage file. Now take full ownership of what happens next. As a Junior Parabroker , you'll assess income, calculate borrowing capacity, interpret lender policies, complete servicing assessments, and independently drive applications from submission through settlement. Build deeper expertise across Australian residential lending while developing a long-term global career with Emapta-recognized by HR Asia and Inspiring Workplaces-with permanent WFH, Day 1 HMO, international exposure, continuous development, and a Top 1% experience for exceptional talent.

Snapshot

• Employment Type: Full-time
• Work Setup: Permanent Work From Home
• Shift: Day Shift, 6:00 AM-3:00 PM PHT, Weekends Off
• Salary: Negotiable based on skills, expertise, and experience

Benefits

• Day 1 HMO coverage with free dependent
• Competitive Salary Package
• Day Shift schedule
• Fixed weekends off
• Permanent WFH arrangement
• Salary Advance Program through our banking partner (Eligibility and approval subject to bank assessment. Available to account holders with minimum of 6 months company tenure.)
• Unlimited upskilling through Emapta Academy courses (Want to know more Visit: )
• Free 24/7 access to our office gyms (Ortigas and Makati) with a free physical fitness trainer!
• Exclusive Emapta Lifestyle perks (hotel and restaurant discounts, and more!)
• Unlimited opportunities for employee referral incentives across the organization
• Standard government and Emapta benefits
• Total of 20 annual leaves to be used on your own discretion (including 5 credits convertible to cash)
• Fun engagement activities for employees
• Mentorship and exposure to global leaders and teams
• Career growth opportunities
• Diverse and supportive work environment

Qualifications

• 2-5 years of hands-on Australian Parabroking, end-to-end mortgage processing, or senior loan processing experience
• Proven end-to-end experience managing Australian residential mortgage applications from pre-assessment and submission through approval and settlement
• Strong knowledge of Australian lender policies, NCCP compliance, credit assessment requirements, and servicing standards
• Hands-on experience with income assessment, borrowing capacity calculations, and servicing calculators
• Proven ability to assess income for PAYG, casual, contractor, self-employed, trust, and company applicants
• Experience processing owner-occupied, investment, refinancing, equity release, and construction loans
• Strong experience reviewing payslips, bank statements, tax returns, credit reports, and other supporting financial documents
• Proven ability to independently manage mortgage files, including document verification, lender follow-ups, valuation management, repricing, loan submissions, and settlement coordination
• Experience coordinating with brokers, lenders, clients, solicitors/conveyancers, and valuers throughout the loan process
• Proficiency with Australian mortgage platforms, including ApplyOnline (AOL), Infinity/MyCRM, Mercury Nexus, and DocuSign
• Exposure to Broker Engine, AFG Flex, LoanApp, Salestrekker, FileInvite, lender portals, or similar platforms is highly advantageous
• Strong attention to detail, analytical ability, and communication skills, with the confidence to manage files and resolve issues independently

Responsibilities

• Manage end-to-end Australian residential and investment mortgage loan applications from submission through settlement
• Review client documents, identify outstanding requirements, and verify income and borrowing capacity for PAYG, casual, self-employed, trust, company, and SMSF applicants
• Prepare lender applications, submission notes, and compliance documentation while ensuring aggregator and lender requirements are met
• Liaise with clients, brokers, lenders, solicitors, builders, valuers, and other stakeholders throughout the loan process
• Monitor lender requirements, valuations, loan approvals, and construction progress payments to ensure timely settlements and SLA compliance
• Maintain accurate loan records in Infinity, MyCRM, or equivalent CRM systems
• Proactively manage multiple loan applications with minimal supervision

About the Client

Our client is a rapidly growing Australian financial services firm specializing in mortgage broking and property investment solutions. With a strong reputation for delivering tailored lending strategies, the company helps individuals and investors navigate complex property financing decisions with confidence. Combining deep industry expertise, personalized service, and a client-first approach, the organization continues to expand its market presence while supporting long-term wealth creation and successful property ownership outcomes across Australia.

Join the Top 1% Talent. A better career. A better life.

At Emapta Philippines, careers are built with intention. Work with global clients, gain exposure to world-class standards, and grow in an environment designed for long-term success. Recognized as one of HR Asia's Best Companies to Work For in Asia 2025 and winner of Inspiring Workplaces Australasia 2026 , Emapta stands among the region's most respected employers, committed to empowering talent through stability, opportunity, and continuous development.

Step into a career that moves with you. Apply today!