Mandarin Senior Credit Analyst (Salary of Php 130,000)

Company Profile: This company is one of the largest International Banks, serving more than 5 million customers around the world. Position: Mandarin Senior Credit Analyst Industry: Bank and Financial Company Location: Makati City Schedule: Dayshift Schedule | Monday - Friday Salary: Php 115,000 - Php 130,000 Work Set-up: Hybrid Set-up (50% onsite & 50% at home)

BENEFITS :

• Competitive salary with annual performance bonus
• In-house company
• Work-life balance
• Leave credits (Sick Leave & Vacation Leave)
• Retirement Plan
• Life Insurance
• HMO with 2 dependents
• Government Mandated Benefits
• Provided work equipment

REQUIREMENTS OF THE JOB:

• Open to Filipinos and Filipino-Chinese who are proficient in Mandarin and English.
• Strong knowledge of loan products and standard lending operations
• Solid understanding of credit risk management, including familiarity with complex local regulations and policies
• Having experience in loan administration

RESPONSIBILITIES OF JOB APPLICATION:

• Ensure accurate financial statement spreading based on company guidelines
• Prepare and deliver financial reports within set timelines
• Analyse financial data from income statements, balance sheets, and cash flow reports
• Review notes and compute basic financial ratios
• Present financial data to support credit analysis and risk assessment
• Ensure compliance with regulatory and internal reporting requirements
• Maintain and update customer records and assist with stakeholder inquiries
• Identify and escalate potential risks in line with compliance, AML, and sanctions policies
• Support process improvements and assist in assigned projects
• Collaborate with team members and maintain good working relationships

RECRUITMENT PROCESS:

• Paper Screening
• Hiring Manager Interview (Online)
• Final Interview (Face-to-face) (Language Assessment)
• Job Offer