SME Product Manager - Lending Focused
Full-time
Nityo Infotech
The SME Product Manager - Lending Focused is primarily responsible for leading our digital loan products for MSME market, owning the full lifecycle — from strategy to execution to management, growth and optimization. This role requires a balance of technical fluency, product thinking, regulatory literacy and commercial acumen.
Qualifications:
- Bachelor’s Degree in Business, Finance, Economics, or related field (Post-graduate in related field is a plus)
- 8-10 years experience in Philippine MSME lending with
- 5 year experience in lending product creation & management and
- 3 year experience in lending product tech/agile/scrum role
- Experience in partnership negotiation and marketing/GTMs a big plus
- Deep understanding of segment needs and behaviour.
- Familiarity with Philippine MSME Banking regulatory compliance practices such as BSP notification, regulations, provisioning, data privacy, SBLAF, SFTG, etc.
- Strong technical understanding of credit products, APIs, and agile methodologies
- Finance, risk & credit literacy: profitability, IRR, credit scoring, risk model
Technical/Functional skills
- Strong balance of credit/risk and business profitability development
- Governance skills
- Knowledge of digital banking products/features
- Market and MIS analysis skills
- Time and project management skills
- Knowledge of agile development and sprint methodology
- Proficiency in building products with agile tech teams: writing stories, managing sprints and launching features.
- Experience working with scrum teams & building APIs or digital flows
Personal skills (Soft Competencies [Core/Leadership])
- Presentation skill with strong written and verbal communication
- Leadership and inter-personal skills
- Problem solving and analytical skills with critical thinking
Vacancy posted 20 days ago
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