Chief Finance Officer

JOB DESCRIPTION:

Finance Manager

Department:

Finance & Accounting

Reports To:

Chief Financial Officer (CFO) / Finance Director

Employment Type:

Full-Time

Work Location:

San Isidro Makati City

ROLE OVERVIEW

The Finance Manager is responsible for  managing day-to-day accounting operations, implementing accounting processes, and ensuring compliance with SEC and BIR requirements applicable to a lending company.

This role will support management through  accurate financial reporting, loan portfolio monitoring, internal controls, and KPI reporting , while working closely with the CFO/Finance Director, Compliance Officer, and external auditors.

KEY RESPONSIBILITIES

1. Accounting Operations & Process Implementation

• Implement and maintain  accounting processes and SOPs for a lending company
• Oversee accounting for:
• Loan disbursements
• Interest income and fee recognition
• Collections and repayments
• Loan loss provisioning and write-offs
• Ensure proper documentation and audit trails for all transactions
• Supervise daily accounting entries and month-end close activities

2. Financial Reporting

• Prepare accurate  monthly, quarterly, and annual financial reports
• Assist in preparation of:
• Balance Sheet
• Income Statement
• Cash Flow Statement
• Ensure alignment between loan system data and accounting records
• Provide financial schedules and reports to management

3. SEC, BIR & Regulatory Compliance

• Support compliance with  SEC financial reporting requirements for lending companies
• Assist in preparation of:
• Audited Financial Statements (AFS)
• Financial schedules for General Information Sheet (GIS)
• Ensure compliance with  BIR tax filings and statutory requirements
• Coordinate with Compliance Officer and external auditors

4. Lending Portfolio Monitoring & KPI Reporting

• Track and monitor  key lending portfolio metrics , including:
• Loan portfolio outstanding
• Delinquency aging
• Non-Performing Loans (NPLs)
• Collections vs. scheduled collections
• Interest income and portfolio yield
• Prepare  monthly KPI reports and dashboards for management review
• Identify variances, trends, and potential risk areas
• Support management with data-driven insights on portfolio performance

5. Cash Flow & Treasury Support

• Monitor daily cash balances and bank reconciliations
• Track inflows from collections and outflows from disbursements
• Support cash flow forecasting and liquidity monitoring
• Ensure proper monitoring of PDCs and collections

6. Internal Controls & Audit Support

• Enforce internal controls and segregation of duties
• Assist in internal and external audit preparation
• Prepare audit schedules and supporting documents
• Address audit queries and assist in resolving findings

7. Team Supervision & Coordination

• Supervise accounting staff (AP, AR, bookkeeping)
• Review work for accuracy and completeness
• Train team members on accounting procedures and compliance
• Coordinate with Operations, Credit, and Collections teams

QUALIFICATIONS & REQUIREMENTS

Education

• Bachelor’s degree in  Accounting, Finance, or Business Administration
• CPA is preferred but not required

Experience

• Minimum 5–7 years of accounting or finance experience
• At least 2–3 years in a supervisory or managerial role
• Experience in  SEC-regulated companies is required
• Background in  lending, financing, banking, or financial services is highly preferred
• Experience with loan accounting and portfolio reporting is an advantage

Technical Skills

• Strong knowledge of:
• Philippine Financial Reporting Standards (PFRS)
• SEC and BIR compliance requirements
• Loan accounting concepts
• Proficient in Excel and accounting systems
• Experience coordinating audits

Soft Skills

• Detail-oriented and compliance-focused
• Strong organizational and documentation skills
• Ability to work independently and meet deadlines
• Clear communication with management and auditors
• High integrity and professionalism

KEY PERFORMANCE INDICATORS (KPIs)

• Timeliness and accuracy of financial reports
• Compliance with SEC and BIR deadlines
• Accuracy of loan portfolio and KPI reports
• Quality of accounting records and audit readiness
• Effectiveness of internal controls