Job descriptions:

Develops and creates collection strategies specific to each segment, considering the unique circumstances of the debtors. Prioritize accounts that have a higher probability of recovery and provide periodic reports to management on the progress of collection efforts in your area, such as Collection Efficiency
Efficiency and effectiveness of a Credit Investigator in evaluating credit applications, minimizing credit risk, and making informed lending decisions.
Implements strategies to ensure on-time payments for First Due Date customers to contribute to a healthier loan portfolio, reduce the risk of delinquency, enhance customer satisfaction, and strengthen the overall financial stability.
Ensure the organization maintains a healthy Repo Rate in relation to the number of installment motorcycles sold, indicating effective credit management and minimizing defaults.
Ensure that credit applications are processed quickly and accurately with complete requirements, improving the overall efficiency and competitiveness of the lending or credit department.
Timely and accurate submission of reports for ensuring that the collection department maintains transparency, accountability, and compliance with established procedures
Maintain and improve the quality of service provided by adhering to predefined service standards and best practices.
Adhere to business process compliance to ensure that collection activities are conducted in a lawful, ethical, and consistent manner.
Compliance with established procedures minimizes the risk of costly errors and omissions in the collection process.

Qualifications:

Experiences:

1. For Non-Business Course, at least 1 year of experience as a Credit Investigator or Collector in Motorcycle

Financing, Rural Banks, Lending Companies:

2. Fresh Graduate if Criminology Graduate, Finance Graduate

Education:

3. A graduate of Criminology, or Any Business-Related Courses

Certifications: Driver’s License

Other Basic Requirements

Must be computer literate with Basic Excel Skills (Specially Filter and Sorting)
Must possess good oral and written communication skills.
With High Integrity, Compassionate, Confidence, Strong work Ethic, Persistent, Resilience
Ability to drive a motorcycle or
Height Not lower than 5’0 with Medium Body Type
High Physical Stamina and Ability to handle difficult situations
Deployment locations: ISABEL LEYTE or BURAUEN LEYTE,

Credit and Collection Advisor